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This site is intended to help Oklahomans with financial issues. If you are not in Oklahoma, you may prefer to seek local expertise at

To submit a question to Ask-A-CPA, complete the form below and click submit. The information will be reviewed by a CPA and you will receive an answer via e-mail. If your question and the CPA's answer would be beneficial to others, they may be added to the Ask-A-CPA FAQ page.
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The OSCPA will not share or sell your information with any third party. Please allow up to 14 full working days to receive a response. The OSCPA is offering general information for managing money and does not recommend specific actions. For financial advice tailored to your situation, please contact a CPA. For a free referral and 30-minute consultation, please visit In compliance with Treasury Department Circular 230, unless stated to the contrary, any federal tax advice contained in this correspondence was not intended or written to be used and cannot be used for the purpose of avoiding penalties.