Financial Fitness Kit

• Understanding Your Credit Report
• Advantages and Disadvantages of Credit Cards
• Five Quick Ways to Get Into Debt and Debt Consolidation
• Education Tax Credits
• Tips on Buying a Teen's First Car
• Be Ready When Disaster Strikes
• Start Planning for Retirement Early

Looking for more ways to strengthen your finances? Explore these local and national resources that offer even more guidance to get you started on the right foot:

• AICPA's Financial Literacy Resources
• Oklahoma Money Matters
• Oklahoma Council on Economic Education
• Junior Achievement of Oklahoma
• Urban League of Greater Oklahoma
• Oklahoma Jump$tart Coalition 
• Oklahoma 529 Plans
• Red Cross x AICPA Disasters and Financial Planning
• GreenPath Financial Wellness
• Credit.org
• Money Tips

How do I create a realistic budget I can stick to? Understanding your income, expenses, and spending habits is key to building a budget that works. 

What's the best way to start saving? Start small! Save what you can and gradually increase your savings over time. 

Why does a credit score matter? Your credit score reflects your creditworthiness and can impact your ability to borrow money, rent a home, or even get a job. 

When should I start investing? It's never too early to invest! It's recommended that you understand the risks, diversify your investments, and consider compounding interest—all of which can help grow your wealth over time!